INKUNGA FINANCE Plc is a microfinance institution with its headquarters in Karongi District, Western Province.

Its mission is to promote quality financial services to small and medium-sized entrepreneurs in order to contribute to the improvement of their socio-economic living conditions and to remain a sustainable and self-sufficient institution

To strengthen its human resources, INKUNGA FINANCE is currently recruiting 3 Loan Officers.

Loan Officers (3)

Key Responsibilities

Under the supervision of Branch Manager, he (she) will be responsible for:

1. Ensure the initial contact with customers and explain to them all requirements in loan application process;

2. Carry out field visits at clients business and domiciles to ensure their loan payment capacities;

3. Analyze credit application files and help eligible customers to complete the files;

4. Ensure the client’s eligibility based on an in-depth analysis of 5 Cs;

5. Visit the place of collateral guaranted by the borrower, his home and draw up the report to be classified in a client credit application file;

6. Constitute the credit application files and make its proposal to the credit committee for analysis and approval;

7. Draw up loan contracts and get them signed;

8. Ensure credit disbursements and inform customers;

9. Ensure the high quality of loan portfolio;

10. Ensure the proper delivery of services and customer satisfaction;

11. Make the list of non-performing/written off loans and establish the schedule and plan for their recovery and submit the execution report to the Branch Manager;

12. Establish monthly credit risk report according to the format of the central Bank or requirements of the partner of INKUNGA FINANCE Plc;

13. Ensure the growth of the deposit and loan portfolio through clients mobilization and promotion of INKUNGA FINACE Plc products;

15. Report to the Branch Manager;

• Must be a Rwandan;

• Have a Bachelor’s degree or an A1 degree in Development studies,Management , Finance, Accounting or related fields;

• Must have proof of experience of at least two years for A0, at least three years for A1 in Financial activities , mobilization or other related activities

• Must have driving license category A;

• Have a good character in working with financial institutions (meaning NO non-performing or written off loans);

• Fluent in Kinyarwanda, French or English, knowledge of three languages would be an advantage;

• Aged between 21 years and 40 years;

Method of Application and Notification

  • Interested and qualified candidates should submit their Job application via e-mail: (You will get a reply to confirm the reception of your application)
    The deadline for submitting applications is Thursday, Jan 19 th 2023 at 17h30

The job application file must contain

1. An application letter addressed to the Managing Director;
2. A curriculum vitae;
3. A copy of the identification card;
4. A copy of the degree;
5. A proof of previous experience and driving license.

Note: The list of shortlisted candidates for the written exam will be published not later than Tuesday 24 thJan 2023 at 17h30 via this website:


Done at Karongi, on 12th Jan 2023.
Managing Director.

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