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With a robust suite of products ranging from digital banking and payment processing to wealth management and blockchain applications.

Inkunga Finance Plc offers three categories of savings accounts to meet different customer needs:
- Non-Interest Bearing Account (Current Account) – This account allows customers to deposit and withdraw money freely but does not generate any interest.
- Interest-Bearing Savings Account (Saving Account) – Customers earn interest on their deposits, helping them grow their savings over time.
- Flexible Interest-Bearing Savings Account (ITEGANYIRIZE) – This account earns interest while also allowing withdrawals under specific conditions, making it an ideal option for disciplined savers.
Inkunga Finance has introduced customer-friendly policies to make banking more accessible and beneficial for all. Here are the key updates:
- No Monthly Account Maintenance Fees – Customers are no longer charged monthly fees for maintaining their accounts.
- No Deposit or Withdrawal Fees – Enjoy free deposits and withdrawals at all branches.
- High Savings Interest Rates – Customers earn interest between 7% and 10% on their savings.
- Faster Loan Eligibility – Customers can access loans after just 2 months of opening an account. If they have a strong financial history, they can qualify immediately.
- No Upfront Loan Security Deposit – Individual borrowers are not required to deposit a loan guarantee (Depot de Garantie), except for group loans.
- Quick Loan Processing – Eligible customers receive their loans within 1 to 7 days after application.
- Loan Prepayment Benefits – Customers who repay loans before the due date receive an 80% interest reduction.
- Loyalty Loan Discounts – The more loans a customer takes and repays, the lower the interest rates on future loans.
- Declining Interest Rate System – Interest on loans follows a declining balance method, making repayments fairer and more affordable over time.