I N K U N G A
  • What is impossible elsewhere, it is possible in INKUNGA FINANCE Plc. we care for you.

INKUNGA Finance PLC

Hear what the impact we have to our coustomers

  • Alexis KAMANZI
  • Emmanuel NIZEYIMANA
  • Cooperative Twiyubake

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LOANS

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With a robust suite of products ranging from digital banking and payment processing to wealth

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Latest News

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  • March 4, 2025

Buy Shares in INKUNGA FINANCE Plc

Inkunga Finance Plc is a microfinance institution that provides banking services, including savings, withdrawals, and loans, to empower individuals and businesses.

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  • March 4, 2025

Buy Shares in INKUNGA FINANCE Plc

Inkunga Finance Plc is a microfinance institution that provides banking services, including savings, withdrawals, and loans, to empower individuals and businesses.

Read More
  • March 4, 2025

Strategic Plan 2022-2030

nkunga Finance’s management team, Board of Directors, and local & international consultants are conducting a strategic workshop to refine the 2022-2030 …

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FAQ

Frequently AskedQuestions

With a robust suite of products ranging from digital banking and payment processing to wealth management and blockchain applications.

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Inkunga Finance Plc offers three categories of savings accounts to meet different customer needs:

  1. Non-Interest Bearing Account (Current Account) – This account allows customers to deposit and withdraw money freely but does not generate any interest.
  2. Interest-Bearing Savings Account (Saving Account) – Customers earn interest on their deposits, helping them grow their savings over time.
  3. Flexible Interest-Bearing Savings Account (ITEGANYIRIZE) – This account earns interest while also allowing withdrawals under specific conditions, making it an ideal option for disciplined savers.

Inkunga Finance has introduced customer-friendly policies to make banking more accessible and beneficial for all. Here are the key updates:

  • No Monthly Account Maintenance Fees – Customers are no longer charged monthly fees for maintaining their accounts.
  • No Deposit or Withdrawal Fees – Enjoy free deposits and withdrawals at all branches.
  • High Savings Interest Rates – Customers earn interest between 7% and 10% on their savings.
  • Faster Loan Eligibility – Customers can access loans after just 2 months of opening an account. If they have a strong financial history, they can qualify immediately.
  • No Upfront Loan Security Deposit – Individual borrowers are not required to deposit a loan guarantee (Depot de Garantie), except for group loans.
  • Quick Loan Processing – Eligible customers receive their loans within 1 to 7 days after application.
  • Loan Prepayment Benefits – Customers who repay loans before the due date receive an 80% interest reduction.
  • Loyalty Loan Discounts – The more loans a customer takes and repays, the lower the interest rates on future loans.
  • Declining Interest Rate System – Interest on loans follows a declining balance method, making repayments fairer and more affordable over time.